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    Calculate Your Insurance Rebate

    Use the simple calculator below to quickly find out what your current private health insurance rebate is worth and how much you have to pay when your rebate is means-tested from 1st July 2013 onwards.

    What is your Rebate Worth?
    Age Group *
    Calculate rebate based on *

    Income *
    Private Health
    Insurance Premium

    (before rebate applied)
    per year
    * compulsory field

     


    Notes:

    • Rebate calculations are based on the information that you have provided and the income tiers outlined by the Australian Federal Government.
    • If your rebate is to change, contact your private health insurer now and tell them which tier you are in to avoid a potential tax liability.
    • Single parents and couples (including de facto couples) are subject to the family tiers.
    • For families with multiple children, the income threshold increases $1,500 for each child after the first. For example, a Tier 1 family with three children will have its income threshold increased by $3,000 – from $176,001 to $179,001.
    • If you or your family don’t have private health insurance hospital cover, or you choose to cancel your cover, you will pay the Medicare levy surcharge if you earn more than $88,000 (single) or $176,000 (family) in the 2013-14 financial year.
    • You may also pay Lifetime Health Cover if you buy hospital cover when you are 31 or older.
    • The tiers are based on more than your taxable income. To work of your income, use the Australian Taxation Office (ATO) Private Health Insurance Rebate calculator.
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